Travel insurance is a type of insurance policy that provides coverage for unexpected events that may occur while you're traveling, either domestically or internationally. It helps protect your finances, health, and belongings during a trip.

Types of Travel Insurance Coverage

1. Trip Cancellation/Interruption
   • Reimburses prepaid, non-refundable expenses if you cancel or cut short your trip due to illness, weather, or other covered reasons.
2. Medical Coverage
   • Covers emergency medical expenses while traveling, especially important if your regular health insurance doesn’t apply abroad.
3. Emergency Evacuation
   • Pays for transportation to a medical facility or back home in case of serious illness or injury.
4. Baggage Loss/Delay
   • Reimburses you if your luggage is lost, stolen, or delayed.
5. Travel Delay
   • Covers meals, accommodation, and other expenses if your trip is delayed due to weather, strikes, or other covered issues.
6. Accidental Death & Dismemberment (AD&D)
   • Provides a benefit in the event of a travel-related fatal accident or serious injury.

Benefits of Travel Insurance

1. Financial Protection
   • Helps recover costs for trip cancellations, delays, or medical emergencies.
2. Medical Support Abroad
   • Gives access to emergency medical care and assistance when traveling in places with limited health services.
3. Peace of Mind
   • Travel with less stress knowing you're covered if something goes wrong.
4. Coverage for Lost Belongings
   • Helps replace essentials if your baggage is lost or stolen.
5. 24/7 Assistance Services
   • Many policies include a hotline for emergency help, such as finding a doctor or arranging medical transport.
6. Support for Travel Mishaps
   • From missed connections to natural disasters, it can help get your plans back on track.